Penny is a finance-focused change manager and trainer with more than 14 years of experience conducting money workshops and innovating practical methods for financial freedom. She introduced the popular brand, MoneyPenny (MP) that empowers youths and adults with financial literacy and financial planning proficiency through an insightful and highly unique approach to money.
It’s essential to thoroughly consider any investment before you part with your hard-earned cash. You’ll probably find it relatively easy to spot profitable investments in a strong economy, but without adequate research, you’re likely to struggle during more challenging economic circumstances.
I’ve created a list of things to look out for when you’re considering an investment opportunity. Take a look and ensure you’re ticking all the right boxes.
Do you think you’re a good saver?
If you’ve ever argued about money, then don’t worry, you’re not alone. In fact, disagreements over our finances are often cited as one of the primary causes of divorce. Sometimes (okay, maybe a little more than sometimes) even the kids…
Firstly, let’s get something straight. If you’re budgeting, then you’re already doing better than most people. If you’re not budgeting, then please start, but read this article first to avoid having to pay for something that you failed to forecast. The unfortunate truth is that even the most watertight budget is vulnerable to surprises, but as always, I’m here to help you through it.
The 20’s are an incredibly important decade for a life of financial wellbeing. In all likelihood, it’s the first time you’ve been financially independent. The Bank of Mum and Dad has finally dried up, and it’s important you make the right financial decisions to avoid messy situations further down the line.
Forget swimming with dolphins or seeing the pyramids. These are your new targets before you hit 30.
You probably go to the doctors for regular check ups. Even the car, you’ve been intending to replace for a year now, gets regular check ups and suspiciously pricey tune-ups. So why do so many of us fail to assess our financial health? I’ve put together some steps to help you determine just how…
Following on from my previous post, I have received many emails inquiring about how to deal with debt, specifically whether to pay off our debts first or to save some money for emergencies. This decision can have a profound effect on your finances, so it’s important you make the right one.
I write this article with a heavy heart in light of the recent fate of Flight 8501 and the denizens of the East Coasters struggle with the floods. Malaysians have already been served up with a string of ill tidings and trials in the passage 2014 so this isn’t exactly how I envisioned 2014…
Yes, I’ve been a highly successful entrepreneur, and yes, I’ve learned how to build on that success. But that hasn’t always been the case. Although I was born into a nice, middle-class family, a series of devastating events threw everything into disarray. I found myself in a deep hole, desperate to climb back out and…
Have you ever wondered how successful entrepreneurs make their elevator pitches? In a private event in Bali, I had a lot of fun and …
