The best time to budget was probably last week. Just like running isn’t just for those who are super fit, budgets aren’t just for those who have enough money. So, how can track and manage your money when you don’t have enough?
If you have a budget that your family is struggling with, you probably need to find a way to inject some fun into your life. ‘Fun’ and ‘Budget’ aren’t two words that go together. Don’t believe me? Try watching a Senate hearing on budget reforms. I almost fell asleep just writing that.
No, you need to find ways to make your budget allow room for fun. Give yourself activities to plan, events to look forward to, and purchases to anticipate. Putting the fun back into your life helps you get through a tight budget.
“I Was Once a Hopeless Rookie When It Came to Money and Finances.”
We all know that saving money isn’t the coolest. But it’s important to learn about saving, spending and using your money. Here are the most common mistakes the newest generation is continually making.
We were so blessed to have been invited to present in Dubai!
But all good things will have to come to an end and I’ll be delivering my last PennyWise Talk on 30th May 2015 in Kuala Lumpur. So if you’ve yet to attend, this would be your last chance.
Unfortunately, most of us have limited budgets. It’s sad, but it’s true. Often it can feel like we have to double our efforts in order to fulfil our basic needs and obligations and have a little left over for some nice things. Personal financial management is hard, especially when your income is limited. But that’s why I’m here. Here are some easy ways to reduce your expenses to make that budget stretch a little further.
Firstly, let’s get something straight. If you’re budgeting, then you’re already doing better than most people. If you’re not budgeting, then please start, but read this article first to avoid having to pay for something that you failed to forecast. The unfortunate truth is that even the most watertight budget is vulnerable to surprises, but as always, I’m here to help you through it.
The 20’s are an incredibly important decade for a life of financial wellbeing. In all likelihood, it’s the first time you’ve been financially independent. The Bank of Mum and Dad has finally dried up, and it’s important you make the right financial decisions to avoid messy situations further down the line.
Forget swimming with dolphins or seeing the pyramids. These are your new targets before you hit 30.
Of late, many of those I know seem to be battling with health issues in one way or another. More often than not, the overall health of a person is dictated by what he or she consumes. I dedicate this post, which is about living healthy; more specifically eating healthy, to my family and friends. Read on if you’d like to know how to eat healthy without breaking the bank.