PennyWise Workshop: A Thank You Note To My Graduates

It’s been a while since I last shared financial hacks. There’re good reasons for this. The last few months saw me and my team busy preparing for the PennyWise Workshop that took place last weekend. It was an intense 3-days for us as we prepare to deliver financial literacy concepts, techniques and strategies to our participants.

Could you be Ruining Your Child with your Finances?

Unfortunately for many, our kids like to watch us. Sometimes, it’s when we least want it, like when we’ve just stubbed our toe and are uttering fancifully adult words. Or maybe when that ref didn’t make the right call and we want to let him know just how we felt about it. Or, as many moms will frequently attest to, even when you’re sitting on the toilet, kids find a way to watch you. And when it comes to money, it’s hardly any different.

If our kids grow up without any purposeful advice on how to manage their money, they default to what they’ve been shown. And sometimes, we don’t always show them the best direction. Are you guilty of any of these practices?

Strategies to Balance Your Budget

Unfortunately, most of us have limited budgets. It’s sad, but it’s true. Often it can feel like we have to double our efforts in order to fulfil our basic needs and obligations and have a little left over for some nice things. Personal financial management is hard, especially when your income is limited. But that’s why I’m here. Here are some easy ways to reduce your expenses to make that budget stretch a little further.

What’s Stopping You From Making Money With Your Passion?

If you’re able to make money from your passion, you’ve pretty much won at life. Most of us aren’t lucky enough to get paid to do something we enjoy, but doing so can be incredibly beneficial for your happiness and well-being.

Obviously, there are obstacles. Otherwise everyone would be doing it, and the world would be devoid of system administrators. But the obstacles can be surmountable, which is why I’m here. Check out this list to see where you might be going wrong.