Penny is a finance-focused change manager and trainer with more than 14 years of experience conducting money workshops and innovating practical methods for financial freedom. She introduced the popular brand, MoneyPenny (MP) that empowers youths and adults with financial literacy and financial planning proficiency through an insightful and highly unique approach to money.
Why is it always easier to start a bad habit than to break one? Why are bad habits more fun to start? Why can’t all the cool kids from high school have been really into running instead of smoking behind the bike shed?
It’s not always easy to start a new habit.
If you’re purposefully trying to start a new habit, there are some considerations you should take. The old Chinese proverb says that the best time to plant a tree was 20 years ago. The second best time is today.
Take a look at these strategies for learning new behaviors today…
As you enter your fifth decade in life, it can be a time when you start to evaluate your financial position. Are you doing well? Or are you experiencing some distress? Take the steps now to change your course if you need.
When you reach the age of your 50’s, 60’s or even 70’s, you could be in the best-earning capacity of your life. Your career is at a high, and your salary reflects the years you’ve put in. However, if you have adult children that you’re continuing to support, it’s like a funnel draining the best years of your life away from you.
The debt-free people walk among you. They look like you, they talk like you, but they don’t act like you. The behaviors of the debt-free are minimal but staggering in the results.
So, the question is, do you look like those who have financial freedom, or a person in debt?
Is this possible for the average human? Absolutely!
Quitting can be great, and an extremely good feeling. Make sure you’ve thought it through by looking at this checklist.
To avoid any unnecessary financial burdens on yourself, it’s best to educate small children the basics of money. Children who learn to manage and make their own money will be happier, healthy and demand less from you, so it’s a win-win.
For 99.5% of people, we have a set of guiding principles, morals and values that drive us and make our decisions. The other 0.5% go into politics. So statistically, I’m most likely congratulating you on living a politically-free life.
But did you ever consider your financial principles?
I truly understand that there are so so so so many blogs out there professing to be the one and only source for reliable and resourceful financial advice. The truth is, this is the only source right here. Just kidding. This article doesn’t profess to be the one and only source of the best advice there is out there, but I can offer this bit of advice.
Hi everyone, Good Day! Hope y’all are doing great today. I’ve been receiving many enquiries about the PennyWise Workshop. Some of the frequently asked questions include: 1) How do you conduct the workshop? 2) I’m only 15 this year, does the workshop cater to my age group? 3) Do you cover topics such as investing in…
