For 99.5% of people, we have a set of guiding principles, morals and values that drive us and make our decisions. The other 0.5% go into politics. So statistically, I’m most likely congratulating you on living a politically-free life.
But did you ever consider your financial principles?
I truly understand that there are so so so so many blogs out there professing to be the one and only source for reliable and resourceful financial advice. The truth is, this is the only source right here. Just kidding. This article doesn’t profess to be the one and only source of the best advice there is out there, but I can offer this bit of advice.
Hi everyone, Good Day! Hope y’all are doing great today. I’ve been receiving many enquiries about the PennyWise Workshop. Some of the frequently asked questions include: 1) How do you conduct the workshop? 2) I’m only 15 this year, does the workshop cater to my age group? 3) Do you cover topics such as investing in…
Will you go out with me? Can I call you? Would you like to move in with me? Can you please pick up your dirty socks? There are many questions you will ask your partner before you pop the big question. But maybe you haven’t considered all the questions you should be asking. Studies reveal…
It’s been a while since I last shared financial hacks. There’re good reasons for this. The last few months saw me and my team busy preparing for the PennyWise Workshop that took place last weekend. It was an intense 3-days for us as we prepare to deliver financial literacy concepts, techniques and strategies to our participants.
Unfortunately for many, our kids like to watch us. Sometimes, it’s when we least want it, like when we’ve just stubbed our toe and are uttering fancifully adult words. Or maybe when that ref didn’t make the right call and we want to let him know just how we felt about it. Or, as many moms will frequently attest to, even when you’re sitting on the toilet, kids find a way to watch you. And when it comes to money, it’s hardly any different.
If our kids grow up without any purposeful advice on how to manage their money, they default to what they’ve been shown. And sometimes, we don’t always show them the best direction. Are you guilty of any of these practices?
We were so blessed to have been invited to present in Dubai!
But all good things will have to come to an end and I’ll be delivering my last PennyWise Talk on 30th May 2015 in Kuala Lumpur. So if you’ve yet to attend, this would be your last chance.
You’ve probably heard that time is money and money is time. Well, you’ve heard it for a reason, because it’s true! In financial circles, there’s a concept called the “time value” of money – this is simply a metric used to measure the worth of money based on different periods of time.
For example, is it more valuable to have $1,000 today or $3,000 in 12 years? …
I’m super elated! Here’s a report from my graduates a year after they have attended my workshop.
They have successfully designed their personal financial blueprint and enjoy doing what they are truly passionate about.
They made a choice to take control of their lives and stepped out of their comfort zones! You can too! Have a great week ahead.
Unfortunately, most of us have limited budgets. It’s sad, but it’s true. Often it can feel like we have to double our efforts in order to fulfil our basic needs and obligations and have a little left over for some nice things. Personal financial management is hard, especially when your income is limited. But that’s why I’m here. Here are some easy ways to reduce your expenses to make that budget stretch a little further.