Could you be Ruining Your Child with your Finances?

Family, Household Finance, Money Management, Parenting, Personal FinanceLeave a comment

Unfortunately for many, our kids like to watch us. Sometimes, it’s when we least want it, like when we’ve just stubbed our toe and are uttering fancifully adult words. Or maybe when that ref didn’t make the right call and we want to let him know just how we felt about it. Or, as many moms will frequently attest to, even when you’re sitting on the toilet, kids find a way to watch you. And when it comes to money, it’s hardly any different.

If our kids grow up without any purposeful advice on how to manage their money, they default to what they’ve been shown. And sometimes, we don’t always show them the best direction. Are you guilty of any of these practices?

Strategies to Balance Your Budget

Budgeting, Household Finance, Money Management, Personal FinanceLeave a comment

Unfortunately, most of us have limited budgets. It’s sad, but it’s true. Often it can feel like we have to double our efforts in order to fulfil our basic needs and obligations and have a little left over for some nice things. Personal financial management is hard, especially when your income is limited. But that’s why I’m here. Here are some easy ways to reduce your expenses to make that budget stretch a little further.

6 Expenses You Probably Forgot to Budget For

Budgeting, Household FinanceLeave a comment

Firstly, let’s get something straight. If you’re budgeting, then you’re already doing better than most people. If you’re not budgeting, then please start, but read this article first to avoid having to pay for something that you failed to forecast. The unfortunate truth is that even the most watertight budget is vulnerable to surprises, but as always, I’m here to help you through it.

Eating Healthy Without Spending More Money

Budgeting, Household Finance, Money ManagementLeave a comment

Of late, many of those I know seem to be battling with health issues in one way or another. More often than not, the overall health of a person is dictated by what he or she consumes. I dedicate this post, which is about living healthy; more specifically eating healthy, to my family and friends. Read on if you’d like to know how to eat healthy without breaking the bank.