The Best Financial Advice Of All Financial Advice

I truly understand that there are so so so so many blogs out there professing to be the one and only source for reliable and resourceful financial advice. The truth is, this is the only source right here. Just kidding. This article doesn’t profess to be the one and only source of the best advice there is out there, but I can offer this bit of advice.

PennyWise Workshop: A Thank You Note To My Graduates

It’s been a while since I last shared financial hacks. There’re good reasons for this. The last few months saw me and my team busy preparing for the PennyWise Workshop that took place last weekend. It was an intense 3-days for us as we prepare to deliver financial literacy concepts, techniques and strategies to our participants.

Could you be Ruining Your Child with your Finances?

Unfortunately for many, our kids like to watch us. Sometimes, it’s when we least want it, like when we’ve just stubbed our toe and are uttering fancifully adult words. Or maybe when that ref didn’t make the right call and we want to let him know just how we felt about it. Or, as many moms will frequently attest to, even when you’re sitting on the toilet, kids find a way to watch you. And when it comes to money, it’s hardly any different.

If our kids grow up without any purposeful advice on how to manage their money, they default to what they’ve been shown. And sometimes, we don’t always show them the best direction. Are you guilty of any of these practices?

Strategies to Balance Your Budget

Unfortunately, most of us have limited budgets. It’s sad, but it’s true. Often it can feel like we have to double our efforts in order to fulfil our basic needs and obligations and have a little left over for some nice things. Personal financial management is hard, especially when your income is limited. But that’s why I’m here. Here are some easy ways to reduce your expenses to make that budget stretch a little further.